University tuition may be daunting, but so are the conversations about how to pay for it.

Experts say it pays off for parents talk with children early and often about how to cover higher education costs. Here are a few of their tips:

START EARLY: Start talking to your kids as young as possible, said Judith Ward, a senior financial planner at T. Rowe Price.

Casual conversations at an early age about where you went to university and that you are saving for their education helps sets t...

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