A    full modern day three pillar pension scheme is now part of the social and economic fabric in Romania, in what is proving a burgeoning system, that was implemented later than most of their neighbours in Central and Eastern Europe. 

The mainstay of the pensions apparatus is the traditional solidarity pay-as-you-go first pillar, where contributions are paid into the state insurance system and is a compulsory system by law in  some categories, although it c...

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